Employee and Retiree Service Center → Retirees → Benefits

The information on this page is valid through December 31, 2025. For benefit details and changes effective January 1, 2026, please visit our Retiree Benefits Open Enrollment web page.

Retiree Benefits

• Am I eligible for benefits? Are my dependents?

Nondiscrimination Notice

• Required Notice of Nondiscrimination under Section 1557 of the Affordable Care Act

Benefit Summary

• Retiree Benefit Summary (PDF, 6MB):
  Employee benefit choices
• Your Benefits at a Glance (PDF, 34K):
  A brief overview of benefit options
• Retiree Benefit Rate Schedules (PDF)
  Monthly costs of benefits in multiple charts at each cost-sharing arrangement while factoring in Wellness Initiatives credits or charges

Health benefits

• Health benefits overview  
• Medical
• Prescription
• Dental
• Vision

Life insurance

• Term life insurance

Pension

• Pension plans
  • MCPS
  • State of Maryland